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Get flexible loan financing options and competitive rates with the help of our experienced lending team.

Key Features

  • Competitive Rates
  • Refinancing Available
  • Free Pre-Approval
  • Competitive rates for home purchase, refinance, or construction
  • Convenient terms customized to your unique situation
  • A wide range of financing programs available:
    • Conventional Loans
    • FHA, VA, and USDA Financing
    • First Time Homebuyer Programs
    • Participant in Welcome Home Grant Program
    • Construction/Perm Loans
    • Lot Loans
  • Mortgage Bankers with experience in the local real estate market
  • Pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing just down the street
  • Attentive, friendly service from start to finish

Ready to apply for a mortgage loan? Here’s what you’ll need when applying for a Freedom Institution mortgage:

  • Purchase Agreement – Signed by all parties, original or certified copy with all addendums
  • Property Information – Single Family or multi-family dwelling
  • Employment Information – Last 2 years history including names, addresses, zip codes
  • Income History – Last 2 years W-2s, last 30 days’ pay stubs, social security numbers
  • Residence History – Last 2 years addresses and landlord’s name and mailing address
  • Liability History – Divorce Decree/Separation agreement if Child Support/Alimony is received or is to be paid
  • Self-Employment – Two years signed and dated tax returns, financial statement, any and all corporate or partnership tax returns. A year-to-date profit and loss along with balance sheet signed and dated.
  • Realtor’s and Insurance Agent Name & Number

It's not a job — it's a career.

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